Home Loan Advisers – Brisbane, Gold Coast and Sunshine Coast

Home Loan Advisers, Australian Credit Licence Number 366646, experienced home loan and finance industry professionals servicing customers in Brisbane, Gold Coast and the Sunshine Coast.

Why Choose Home Loan Advisers

Choosing a home loan can be confusing, with so many lenders and loan options it can be hard to know which one is right for you. Who has the time to go from lender to lender to lender, gather all the loan product information, analyse the information and then make an informed choice as to which lender’s product best suits your needs?

This is where Home Loan Advisers comes in, sorting through the different loan options and lender criteria to determine the best loan for you.

Using a comprehensive software package, Home Loan Advisers generate a meaningful loan comparison that incorporates different styles of loans, compares products from one or more lenders and qualifies a client’s ability to repay the proposed loan. From the very beginning all costs and features are disclosed so clients can make an informed decision.

With their clients best interests at heart, Home Loan Advisers take the time to find out their clients short and long term financial goals to ensure they present loan options that will suit them now and in the future.

Proven Value

Home Loan Advisers have a proven track record of finding their clients the right loan for their needs, here are just a couple of examples:

One client was wanting to buy a new home, while retaining their current home as an investment property. Their application to their existing banker was declined as serviceability was not evident. Home Loan Advisors refinanced their current home to an Investment Property Loan with Interest Only payments rather then the Principal and Interest payments they were currently making.

This reduced their monthly commitments, freeing up income so that finance for the new purchase was now affordable in the bank’s eyes. By re-writing their existing loan as an investment loan with interest only payments, the tax deductability of the interest expense was optimised.

Online Home Loan Calculators

Want some information now? Check out the online home loan calculators to find out how much you can borrow and what your home loan repayments would be, taking into account current home loan interest rates. These home loan calculators are provided as a guide only.